How to close Flipkart Pay Later Permanently in 2023: Flipkart pay later is a payment feature offered by Flipkart, one of India’s leading e-commerce platforms. It allows customers to purchase products and pay for them later, without any interest charges.
However, if users may prefer not to use the buy now pay later Flipkart service option and would like to learn how to close Flipkart pay later account permanently, the process can be confusing.
In this article, we will discuss the steps you need to follow to close your Flipkart pay later account. We will also provide some additional information and FAQs that will help you understand the process better.
A step-by-step guide to close Flipkart Pay Later
Closing a Flipkart Pay Later account is a straightforward process. It involves clearing all outstanding dues and then requesting to close the account. Below is a step-by-step guide to help you to close Flipkart Pay Later account.
Check the Outstanding Dues
Before closing your Flipkart Pay Later account, ensure that you have cleared all outstanding dues. Follow the steps below to clear your dues:
- Log in to your Flipkart account.
- Click on the ‘My Account’ option.
- Select ‘Flipkart Pay Later’ from the list of options.
- Check your outstanding balance and make the payment.
You can do make the payment by clicking on the ‘Pay Now’ button and making the payment through your preferred payment method.
Once you have cleared all dues, proceed to request an account closure.
Read also: Flipkart pay later not working?
Requesting for Close Flipkart Pay Later Account
Closing your Flipkart Pay Later account is a simple process. Here are the steps you need to follow:
Step 1: Log in to your Flipkart account
The first step is to log in to your Flipkart account. You can do this by visiting Flipkart.com and clicking on the ‘Login’ button at the top right corner of the homepage. Enter your registered email address or phone number and password to access your account.
Step 2: Go to the ‘My Account ‘ section
Once you are logged in, click on the ‘My Account’ section on the top right corner of the homepage. Here, you will find all the information related to your Flipkart account, including your Flipkart Pay Later account.
Step 3: Click on the ‘Flipkart Pay Later’ tab and scroll down
In the ‘My Account’ section, click on the ‘Flipkart Pay Later’ tab. This will take you to your Flipkart Pay Later account page, where you can view all your transactions and outstanding balances.
Step 4: Click on Know more about Flipkart Pay later
On the Flipkart Pay Later account page, you will find a ‘Know more about Flipkart Pay later ‘ button. Click on it to initiate the account closure process.
Step 5: Click on how to close Flipkart Pay later account
Step 6: Then click on the Flipkart Helpcenter link and Go to the help section
Step 7: Select ‘I want help with other issues ‘ and Select ‘Others’
Step 8: There you will have the option to either have a ‘Chat’ or ‘Request for a callback’ form Flipkart Customer Support.
Important Points to Remember:
You should keep the following in mind before you close Flipkart Pay Later Account:
- Make sure all of your outstanding debts are paid in full. If not, it won’t be closed.
- You will get a NOC from your lending provider that your Flipkart Pay Later is closed with no dues left. Ask for it if you don’t receive it within 2-3 weeks of requesting account closure.
- You might occasionally (but not always) see a small drop in your credit score after closing your account. Don’t worry, it is only a short-term issue.
- Do not panic if your Flipkart Pay Later Loan appears to be “active” on your CIBIL profile; it may take up to two months for the “closure” to appear.
- There is absolutely no danger in maintaining your Flipkart Pay Later account in its current state, even if you don’t utilize it. Maintaining a balanced mix of “loan” and “credit card” accounts on your credit profile is beneficial.
- If Flipkart Pay Later has been offered to you and it is your first credit line, think about keeping it active if you have never had a credit card before. Your credit score is significantly impacted by the age of a credit line. If you need a credit card or loan in the future, doing this might help you get one.
Conclusion
It’s easy to close your Flipkart Pay Later account by paying off all outstanding debt first, followed by a closure request. To close your account, adhere to the above-provided step-by-step instructions. You can ask for help from Flipkart customer service if you have any queries or worries.
FAQs
Can I close my Flipkart Pay Later account with an outstanding balance?
No, you cannot close your Flipkart Pay Later account with an outstanding balance. You must clear the balance first before initiating the account closure process.
How long does it take to close my Flipkart Pay Later account?
Once you have cleared the outstanding balance and initiated the account closure process, it can take up to 48 hours for your Flipkart Pay Later account to be closed.
Will I be charged any fees for closing my Flipkart Pay Later account?
No, there are no charges for closing your Flipkart Pay Later account. However, if you have an outstanding balance, you will be required to clear it before closing the account.
Will I receive a confirmation email once my account has been closed?
Yes, you will receive a confirmation email once your account has been successfully closed.
Can I reactivate my Flipkart Pay Later account after closing it?
No, once you have closed your Flipkart Pay Later account, you cannot reactivate it.